You can laugh at your adjustable rate mortgage payment worries - if you follow this simple plan...
11/19/2008
Dear Neighbor -
This is the site for the free report I prepared exclusively for my fellow Broward homeowners stressed out by their spiking, adjustable rate mortgage payments. You can access the report by filling out the short, confidential information form below.
The report provides several key strategies, each 100% legal, ethical and moral, designed to provide instant payment relief for homeowners suffering from dramatically increased mortgage payments...even in the midst of our current so-called mortgage "crisis":
1. How to trade your current, impossible mortgage for an affordable fixed rate mortgage loan with no pre-payment penalty, no hidden, excessive fees, no closing cost surprises or any false promises. All so that you can afford to stay in your home for as long as you desire without fear of late payments or foreclosure.
2. How to instantly improve your credit score.
3. How to structure a plan to become debt-free in 8 years, sometimes less, depending on your circumstances.
4. How to break your current, vicious cycle and get on the road to financial freedom and peace of mind.
5. How to end those constant moments of heart-pounding, palm-sweating, keep-you-up-all-night PAIN!
**Important: This report will be available for a limited time only and will be removed without notice.**
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Andrew Lockwood J.D., Mortgage Expert
Dear Andy -
Something nice, sweet, and short to say thank you would not equal the time it took for you to relieve me of my life of many burdens.
After divorcing six years ago and acquiring a huge amount of debt along with some tax problems - my life began to sink. I was pinned against a wall, with nowhere to turn. I finally filed Chapter 13 which actually only led my life deeper in debt.
With your help, I am now relieved of a Chapter 13, a tax lien and many nights without sleep.
I truly want to thank you every day for the new beginning of my life.
Sincerely,
Tammy DeRooy, Boynton Beach

Susan Gray's story is so incredible I thought I'd let you hear it yourself from her own lips. The resolve and flat-out guts she displayed throughout the last five years is inspirational. A quick summary of some of the obstacles she faced:
- Coming home to find her husband shot in the bathroom,
- tax liens in staggering amounts, a Chapter 13 Bankruptcy.
- And if that weren't enough, undiagnosed food poisoning that resulted in hospitalization and months of recovery!
I first met Susan well over 6 months ago when she responded to one of my mailers. Her scores were too low to help her at that time. But that didn't stop her! Fast forward six months later - her finances have done a complete 180 degree turn for the better!
Here's what we did: Paid off her BK. Lowered her payments by about 300 bucks. All this and she walked away with more than $57,000 in cash!!!
Listen to her in her own words by pressing the "Play" button at the top of this section. Way to go, Susan! She's back on the road to financial freedom!
We were about a year into a chapter 13 settlement and stuck in an adjustable rate, interest only mortgage when the rates began to rise. That's when we asked our bankruptcy lawyer if it was possible to refinance our home and use the equity to payoff the settlement. He referred us to Andy Lockwood and Blackacre Lending.
At first we were quite skeptical because we had heard all the horror stories about bankruptcies and Andy's offer sounded to good to be true. When we met, however, we felt immediately comfortable, and were reassured by the professional yet down to earth style of business at Blackacre. Andy didn't just go over the paper work with us, he taught it to us. On closing day we understood everything because Andy had gone over it all line by line and made sure to explain it in a way we could comprehend.
We were completely satisfied with the entire process and Andy, Gwyn and the team at Blackacre far exceeded any of our expectations. We have already, and will continue to recommend Andy Lockwood and Blackacre Lending to anyone who has credit issues. We never felt like a customer. We felt like a friend…a friend in need and Andy was there with a helping hand.
Thanks Blackacre
Louis And Liza Bongiovi of Davie, Florida
Dear Andy,
Laura and I would like to take a moment to thank you for your assiduous handling of our (Chapter 13 Buyout) refinancing. Your explanations of the processes were right on the mark. We essentially felt no pressure and were quite relieved how quickly you got answers for us.....sometimes when we were actually on the phone with you or your competent staff. We never felt alone during the entire negotiations. Kudos to you.
With much appreciation,
Micheal and Laura D, Boynton Beach
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