For homeowners struggling with their mortgage payments, overwhelmed by their debts, wondering how they're going to survive in today's recession and possibly facing foreclosure and credit ruined beyond repair...

Revolutionary new system reveals how to obtain instant payment relief from your high-rate, "predatory" mortgage  

Andrew Lockwood, J.D. - Nationally-known financial expert, author, columnist and radio host.

, November 19, :

Dear Friend -

I'm glad that you found this site!  Here, you'll find helpful information if you are one of the millions of homeowners who have been victimized by high-rate, high-fee, unscrupulous, predatory lenders.

You should study this site if you can answer "yes" to any of these following questions:

I'm Andy Lockwood.  You may have heard of me, seen my ads or caught me on TV - I host a radio show, have written a book and write a monthly column on finance.  I've dedicated my life to helping families reduce or eliminate their debt and have established somewhat of a reputation for doing so. 

But don't listen to me "brag" about myself - go to the bottom of this page to check out some comments by actual clients just like you,  facing similar, dire circumstances.

OK, even if you haven't heard of me, I'm still glad you found this site! 

Because more and more people are struggling to keep their homes every day - Forbes reported that foreclosures topped 2.2 Million in 2007 and show no signs of slowing down for years to come.

Bad things happen to good people

If you're struggling with your payments, there is no shame.  "Stuff" happens to good people, completely out of their control, like:

These so-called "life events" are the typical cause of foreclosures and other financial problems.

It's a bloodbath out there, but the biggest tragedy is that more than 50% of homeowners behind in their payments never seek out the very help that could save their homes!

I might be able to help you in one of the following ways:

But you and I won't know anything until you take the next, risk-free and no-cost step - giving me your name and email address. 

Give me these two pieces of information and I'll give you the "inside story" on how you can dig yourself out of the mess you're in.  There's no obligation and you can "opt-out" of my website any time you want. No guilt, no hard feelings, no tears (I may sniffle a little inside but I''m too proud to show it.)

    Closely guarded, "Inside Secrets" that the Big, dumb lenders don't want you to know about how to negotiate a lower interest rate, lower your payments and obtain immediate relief...so you can put your head on the pillow at night and sleep like a baby for the first time in months! 

Just give me your name and primary email address and I'll show you how you can obtain immediate and permanent relief from your financial struggles.


By opting in you're giving me permission to communicate with you.  You can withdraw this permission at any time by "opting-out."  Also, I won't sell or otherwise share your information with any third party.


Susan Gray's story is so incredible I thought I'd let you hear it yourself from her own lips. The resolve and flat-out guts she displayed throughout the last five years is inspirational. A quick summary of some of the obstacles she faced:

  • Coming home to find her husband shot in the bathroom,
  • tax liens in staggering amounts, a Chapter 13 Bankruptcy.
  • And if that weren't enough, undiagnosed food poisoning that resulted in hospitalization and months of recovery!

I first met Susan well over 6 months ago when she responded to one of my mailers.  Her scores were too low to help her at that time.  But that didn't stop her!  Fast forward six months later - her finances have done a complete 180 degree turn for the better! 

Here's what we did:  Paid off her BK.  Lowered her payments by about 300 bucks.  All this and she walked away with more than $57,000 in cash!!!

Listen to her in her own words by pressing the "Play" button at the top of this section.  Way to go, Susan!  She's back on the road to financial freedom!

We were about a year into a chapter 13 settlement and stuck in an adjustable rate, interest only mortgage when the rates began to rise. That's when we asked our bankruptcy lawyer if it was possible to refinance our home and use the equity to payoff the settlement. He referred us to Andy Lockwood and Blackacre Lending.

At first we were quite skeptical because we had heard all the horror stories about bankruptcies and Andy's offer sounded to good to be true. When we met, however, we felt immediately comfortable, and were reassured by the professional yet down to earth style of business at Blackacre. Andy didn't just go over the paper work with us, he taught it to us. On closing day we understood everything because Andy had gone over it all line by line and made sure to explain it in a way we could comprehend.

We were completely satisfied with the entire process and Andy, Gwyn and the team at Blackacre far exceeded any of our expectations. We have already, and will continue to recommend Andy Lockwood and Blackacre Lending to anyone who has credit issues. We never felt like a customer. We felt like a friend…a friend in need and Andy was there with a helping hand.

Thanks Blackacre

Louis And Liza Bongiovi of Davie, Florida

Dear Andy -

Something nice, sweet, and short to say thank you would not equal the time it took for you to relieve me of my life of many burdens.

After divorcing six years ago and acquiring a huge amount of debt along with some tax problems - my life began to sink. I was pinned against a wall, with nowhere to turn. I finally filed Chapter 13 which actually only led my life deeper in debt.

With your help, I am now relieved of a Chapter 13, a tax lien and many nights without sleep.

I truly want to thank you every day for the new beginning of my life.

Sincerely,

Tammy DeRooy, Boynton Beach

 

"Thanks - the whole process was super fast and convenient!"

Sal Guariniello
Ft. Lauderdale, FL

On a 1-5 scale, 5 being the highest Sal
Rated us as follows:

Communication:       5
Accuracy:              5
Responsiveness:      5
Overall:                  5

Rex Roper of Hollywood, Florida is a perfect example of when 'bad things happen to good people."

Rex is a great guy who had to file Chapter 13 Bankruptcy because of certain things out of his control.  He describes them in this clip. 

We helped him on his road back to financial security.  On a personal note, I really enjoyed working with him - he was always courteous, prompt and a pleasure to spend time with.

Listen to his story!  (Here it is again in case you missed it at the top.)

 

 

I hope that one day you'll be willing to say similar, nice things about me, too! 

    Closely guarded, "Inside Secrets" that the Big, dumb lenders don't want you to know about how to negotiate a lower interest rate, lower your payments and obtain immediate relief...so you can put your head on the pillow at night and sleep like a baby for the first time in months! 

Just give me your name and primary email address and I'll show you how you can obtain immediate and permanent relief from your financial struggles.


By opting in you're giving me permission to communicate with you.  You can withdraw this permission at any time by "opting-out."  Also, I won't sell or otherwise share your information with any third party.